PRIVACY POLICY

1. About Enaqd

Enaqd is an expense tracking and bill-splitting application designed to help users record shared expenses and calculate balances between individuals or groups.

Enaqd does not process payments, does not store financial credentials, and does not facilitate money transfers.

All financial settlements are completed outside the App using users’ preferred banks or payment services.

2. Information We Collect

2.1 Information You Provide

• Name or display name
• Email address
• Expense, group, and split details entered by you
• App preferences and settings

2.2 Automatically Collected Information

• Device type and operating system
• App usage data (screens viewed, features used)
• Crash reports and performance diagnostics
• Approximate location (country or region only)

3. Information We Do NOT Collect

Enaqd does not collect:

• Bank account details
• Debit or credit card information
• Payment credentials
• Government-issued identification
• Sensitive financial data

4. How We Use Information

We use collected information to:

• Operate and maintain the App
• Enable expense sharing and balance calculations
• Improve functionality and user experience
• Display advertisements to free users
• Manage subscriptions for ad-free access
• Provide customer support
• Protect the App from misuse or abuse

5. Advertising & Subscriptions

Enaqd may display ads to free users using compliant third-party ad services (such as Google AdMob).

• Ads are never shown to subscribed users
• Subscription removes all advertisements

Ad partners may collect limited device or usage data according to their own privacy policies.

6. Analytics

We use analytics tools to understand how users interact with Enaqd.

Analytics data is aggregated and used solely for improving app performance and usability.

7. Data Sharing

We do not sell personal data.

We may share limited data with:

• Cloud hosting providers
• Analytics providers
• Advertising partners
• Authorities where legally required

8. Data Security

We apply reasonable technical and organizational measures to protect user data.

However, no digital system can be guaranteed to be completely secure.

9. User Rights

You may request to:

• Access your data
• Correct inaccurate information
• Delete your account and associated data

Requests can be submitted using the contact details below.

10. Children’s Privacy

Enaqd is not intended for users under the age of 18.

We do not knowingly collect data from children.

11. Changes to This Policy

We may update this Privacy Policy periodically.

Updates will be reflected within the App.

12. Contact Us